Unfortunately we live in a world full of hazards and disasters. Think fire, tornados, earthquakes, floods and crime. Property losses cost U.S. businesses billions of dollars each year. Even seemingly small losses can create huge challenges without proper insurance coverage. InfoTech and MedTech businesses have special needs and require special coverage. That is where OneBeacon Technology’s property insurance can help.
As with most other coverages, not all property policies are created equal. When choosing OneBeacon Technology, you can count on having an industry tailored coverage form.
We can provide property solutions for all our target industries:
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OneBeacon Technology & Hartford Steam Boiler offer suggestions and insights to help you achieve reliable and uninterrupted service of your electrical distribution system.
Every year The Hartford Steam Boiler Inspection and Insurance Co. (HSB) investigates numerous air conditioning (A/C) unit failures. The primary reason for the majority of these failures is poor preventive maintenance prior to start up.
Every year Hartford Steam Boiler investigates numerous boiler failures. The principal causes of boiler failures are overheating due to low-water level, scale deposits on the waterside surfaces, and corrosion. The main reasons for these failures are poor or non-existent water treatment and little or no preventive maintenance.
The following recommendations were prepared by The Hartford Steam Boiler Inspection and Insurance Company to assist persons in flood affected areas who own or operate equipment and machinery.
When it comes to losses of electrical and electronic equipment, few events can match the destruction caused by surges (transients) and electrical noise. These phenomena are responsible for about 50 percent of most electronic equipment failures today—and that doesn’t even begin to take into account the latent damage or degradation to electrical equipment caused by surges.
A blackout is a momentary or prolonged loss of power. A blackout can result in lost or corrupted data, failures of process control equipment, and loss of products or services. A brownout is a significant voltage reduction which results in similar problems. Both of these conditions can be considered power interruptions or outages. A power interruption can happen for any number of reasons and at any time of the day or year. Planning for this event, which will happen sooner or later, is key. What can you do to prepare for a power interruption?
This equipment checklist provides guidelines for inspecting, testing and maintaining critical equipment.
Each year, pedestrians slip and fall on walkways or parking lots on ice and snow. If management fails to maintain sidewalks or parking lots, then claims are likely to follow. In general, walkways and parking lots are expected to be maintained in a reasonably safe condition (e.g., in good repair or free of snow, ice, and other materials). This checklist offers risk control issues to consider when inspecting existing sidewalks and parking lots for liability concerns.
OneBeacon Technology & Hartford Steam Boiler offer recommendations to prepare for the cold weather such as keeping your heating system operating, safeguarding business equipment and protecting your building.
OneBeacon Technology & Hartford Steam Boiler recommend practices and programs to implement for maintaining emergency and standby engine-generator sets.