Automobile is an essential coverage for technology companies. It is also a major source of claims activity. Incidents range from small fender-benders to severe accidents including bodily injury and fatalities. The monetary impact can exceed the auto liability limits and go into the umbrella. These multi-million dollar losses represent an exposure that cannot be overlooked.
We offer tailored auto liability and physical damage insurance and services for your vehicles. These include standardized and expanded coverages within our auto coverage form designed specifically for technology companies. The standard coverages include auto liability, uninsured and underinsured motorist coverage and auto physical damage (comprehensive and collision coverages).
But not all coverage forms are the same. Our offering goes beyond the standardized coverage with an endorsement that includes a schedule of 21 coverage extensions.
Our considerable automobile experience is specific to the technology segment. Our broad customer base includes:
This knowledge means our insureds and producers are benefiting from tried and true underwriting expertise, expanded coverage terms, pre- and post-accident risk control and claims services, all designed to mitigate the total costs of risk and protect the corporate assets.
These days, you have to wonder if anyone behind the wheel is actually watching the road, let alone maintaining a safe distance, looking several car lengths ahead, and in general, driving defensively. Examples of distracted driving are all around us when we drive for business and personal reasons. When distracted, even momentarily, it is difficult for the driver to practice the fundamentals of driving defensively.